Sehat Sahulat Card 2026 – Latest Updates on Eligibility, Coverage, and Provincial Status in Pakistan
The Sehat Sahulat Card 2026, also known as Sehat Card Plus in Khyber Pakhtunkhwa (KP) and formerly known as the Sehat Insaf Card, continues to serve as one of Pakistan’s most impactful health insurance programs. Designed to provide free healthcare for deserving families, this program has evolved differently across provinces in 2026, reflecting varying priorities of provincial governments.
In this detailed guide, we’ll explain the latest updates for 2026, including which provinces are continuing the program, how much coverage is available, and how you can check your eligibility or get free hospital treatment.
Understanding the Sehat Sahulat Card 2026 Program
The Sehat Sahulat Card is a government-backed health insurance initiative that provides free medical treatment to registered citizens at empaneled hospitals.
Under this program, your CNIC (Computerized National Identity Card) acts as your Sehat Card, allowing you to access healthcare services at approved hospitals without paying out of pocket.
Each year, the program’s coverage and participating hospitals are updated, and in 2026, there have been major provincial policy changes — especially in Punjab and Khyber Pakhtunkhwa.
WhatsApp ChannelKey Updates on Sehat Sahulat Card 2026
| Province | Program Status | Coverage Type | CNIC Check SMS Code | Helpline |
| Khyber Pakhtunkhwa (KP) | Active (Universal Coverage) | Public & Private Hospitals | 9780 | 0800-89898 |
| Punjab | Limited (Private Hospitals Only) | Private Hospitals Only | 8500 | 0800-09009 |
Let’s break down what’s happening in each province for 2026.
Sehat Card Plus in Khyber Pakhtunkhwa (KP) – Fully Active in 2026
The Sehat Card Plus program in KP continues to operate with full strength in 2026, maintaining its universal healthcare coverage for all permanent residents of Khyber Pakhtunkhwa.
Key Details for KP Residents
- Universal Health Coverage: Every KP resident with a valid CNIC is eligible.
- Coverage Renewal Date: Balances are renewed annually on July 1 each year. The latest renewal became effective July 1, 2026, for fiscal year 2026–2026.
- Secondary Care (General Treatments): Coverage up to PKR 40,000 per family member.
- Tertiary Care (Major Treatments): Coverage up to PKR 400,000 per family, plus an additional reserve of PKR 400,000 for critical illnesses like cancer, cardiac surgery, and dialysis.
Types of Treatments Covered
| Category | Example Treatments | Coverage Limit |
| Secondary Care | Maternity, appendectomy, gallbladder, minor surgeries | Up to Rs. 40,000 per person |
| Tertiary Care | Cardiac surgery, cancer, kidney transplant, ICU admission | Rs. 400,000 per family + Rs. 400,000 reserve |
The Sehat Card Plus counters in KP’s hospitals are operational in both public and private facilities, ensuring uninterrupted services for all residents.
Sehat Sahulat Program in Punjab – Partial Continuation in 2026
The Punjab Sehat Sahulat Program has undergone significant changes in 2026. The universal health insurance model that previously covered both public and private hospitals was officially discontinued in government hospitals on June 30, 2026.
What’s Still Active in Punjab
- Private Hospitals Only: The Sehat Card continues to work in empaneled private hospitals across Punjab.
- Public Hospitals Excluded: The program is no longer valid in government hospitals.
- Coverage Changes: Financial coverage in private hospitals may be limited or subject to new rules under the Punjab Health Initiative Management Company (PHIMC).
- New Programs Introduced: The Punjab Government, under Chief Minister Maryam Nawaz Sharif, has introduced the CM Health Initiative, providing free life-saving treatments like cardiac and maternal care in government hospitals.
Practical Tip
If you are a Punjab resident, check your eligibility before visiting a hospital and confirm whether your selected private hospital is still on the empaneled list.
How to Check Sehat Card Eligibility Online or via SMS
Checking your Sehat Sahulat eligibility is quick and easy. Depending on your province, you can confirm your status using your CNIC number.
For Khyber Pakhtunkhwa (KP) Residents
- SMS Method: Send your CNIC (without spaces or dashes) to 9780.
- Online Method: Use the Sehat Sahulat App or visit the official Sehat Sahulat website.
- Helpline: Call 0800-89898 for queries or hospital information.
For Punjab Residents
- SMS Method: Send your CNIC (without spaces or dashes) to 8500.
- Online Method: Visit the Punjab Health Initiative Management Company (PHIMC) website or official portal.
- Helpline: Call 0800-09009 for assistance.
| Province | SMS Code | Website / App | Helpline |
| KP | 9780 | Sehat Sahulat App / sehat.kp.gov.pk | 0800-89898 |
| Punjab | 8500 | phimc.punjab.gov.pk | 0800-09009 |
How to Get Free Treatment Using Sehat Sahulat Card
Once you’ve confirmed your eligibility, follow these steps to get treatment:
- Visit an Empaneled Hospital – Choose from the list of government-approved (public or private) hospitals.
- Go to the Sehat Sahulat Counter – Present your original CNIC at the counter.
- Verification & Admission – Hospital staff will verify your CNIC through the Sehat Sahulat system.
- Receive Free Treatment – After verification, you will receive cashless treatment within your allocated coverage limit.
Important Note
In Punjab, free treatment under Sehat Card is currently limited to private hospitals only, while in KP, both public and private hospitals remain part of the system.
Benefits of Sehat Sahulat Card 2026
- Cashless Treatment: No need to pay hospital bills for covered services.
- Nationwide Recognition: Many hospitals across Pakistan accept Sehat Card for inpatient care.
- Supports Major Diseases: Includes cardiac, cancer, kidney, and maternity care.
- Inclusive Access: Coverage for entire families under a single CNIC-based system.
- Renewal Each Fiscal Year: Annual renewal ensures sustained benefits.
Challenges and Future Outlook
While the Sehat Sahulat Program remains a crucial lifeline, 2026 brought both policy changes and challenges:
- Punjab’s partial discontinuation has affected many public hospital patients.
- KP continues to lead with universal healthcare coverage.
- The federal government may reintroduce a National Sehat Insurance Model to unify provincial systems under one umbrella.
The hope is that by 2026, Pakistan will see a more harmonized Sehat Sahulat model, ensuring equitable healthcare access across all provinces.
Conclusion
The Sehat Sahulat Card 2026 continues to be a major relief program, especially in Khyber Pakhtunkhwa, where universal coverage remains intact. While Punjab’s system has shifted toward private hospitals, citizens still benefit from free or subsidized treatments through government initiatives.
FAQs (Frequently Asked Questions)
Q1: Is the Sehat Sahulat Card still active in Punjab in 2026?
Partially. It continues in empaneled private hospitals, but was discontinued in public hospitals on June 30, 2026.
Q2: Is the Sehat Card still active in KP?
Yes, KP’s Sehat Card Plus remains fully active and covers all permanent residents.
Q3: How can I check my eligibility?
Send your CNIC to 8500 (Punjab) or 9780 (KP), or check via the official web portals or mobile apps.
Q4: What treatments are covered?
Treatments include maternity care, cardiac surgery, cancer treatment, dialysis, and emergency care.
Q5: How often is the coverage renewed?
Coverage is renewed annually on July 1st for all eligible families.
